How To Overcome Debt Collection Jitters

By Angelo Ioanides

If you've got overdue accounts in your business gathering cob-webs chances are you're using the myth that chasing unpaid accounts chases away customers to justify debt collection procrastination.

Yet if you're brutally honest you'll admit this fear of losing customers actually stems from a deeper desire to avoid the unpleasantness associated with hounding someone for money. And it's only human nature to avoid the things we hate doing.

But putting these fears aside for the minute let's now focus on cold hard facts.

By definition, a customer is a person or business that exchanges their money for your goods and/or services.

Taking this further, a good customer will not only pay their bills on time they will also actively make you aware if they are experiencing problems paying their bills.

Lets face it, it's no crime to find one's self in a financial squeeze... especially in this day and age. However, a decent human being will take responsibility for their situation and as such will approach you openly and honestly with a view of reaching a mutually agreeable solution.

However, what a good customer would NOT do is dodge your letters and phone calls; make up stories to get you off their back; or maliciously attack your reputation by falsely disputing a debt. Only a rat bag would stoop to these levels.

So if we focus on the cold hard facts then anyone who takes your goods and services without paying for them is NOT a customer. Rather they're a crook and as such need to be dealt with quickly and assertively. And because theyre a crook, every day that passes without you recovering your chances of ever seeing a cent of that money plummet exponentially.

Bottom Line: dealing with bad debtors firmly will not chase away good customers nor is it bad for business. In fact the opposite is true. - 16890

About the Author:

To help you recover more of your debts faster and cheaper The Debt Doctor's Debt Recovery blog has a number of powerful free tools and resources. For instance, to download free Debt Recovery letterssimply click either link above.

Stop The Harass Caller With The Reverse Phone Lookup Services

By Marie Allen

Have you ever been harassed by unwanted phone calls? For many people, they are not just annoying, but may also pose panic and anxiety on them, especially when they feel being singled out and are vulnerable. If you would like to stop these calls, you will need to gather the information about the callers first. By using a reverse phone lookup service, you can do exactly that - find that person by phone number!

Some people may ask: Why not get a private investigator? True, a professional investigator will be able to find out not only who is behind those nasty calls, but also, in some cases, who is making the person to call you. That way, you are more assured to get the harassment out of the way. However, the biggest downside with engaging a private investigator is that they are too expensive, as you are not just charged for their time but also their knowledge and experience.

With a reverse phone lookup service, you can get access to the exact database a private investigator has access to, but there is no waiting for you for the results to be returned. What gets even better is that such service is quite inexpensive and any average person can afford it.

Having said that, you should avoid using free reverse phone services. The reason is that free services only collect information about landlines, and no caller will use landlines if he wants to hide his identity. This is why a paid service is more recommended, and even a paid one is much more cost-effective compared to the service of a private investigator.

Then, what should you do after you have found out the person behind the call?

The first thing you can do is to call him back! You can call him by his name and give out part of his address. Usually, this is enough to scare him away!

For those who would like to take the matter further, you can go to the police office and file a harassment complaint. Even if you do not want to go that further, you should know that you do have this option.

Now, with a reverse phone lookup service, you should never be too bothered by prank callers. You just need to find out information about the person behind it and make your attack! There are plenty of reverse phone search services in the market, and this is why you need to exercise your due diligence in choosing a reliable one at a good cost. Trust me, to find a person by phone number is a lot easier if you can just get hold of the right service. - 16890

About the Author:

Click here to find out which reverse phone search service is worth the time and money, and has the most complete database. You may also wish to check out this related article about how to gather information on people.